Bank Account

Lloyds TSB Bank Account.

Lloyds TSB Classic Account with Vantage

Interest rate 2% up to £2,999.

Overdraft rate 19.3%

Access:

Online

Phone

Branch

Post Office

Text alert service

You must pay in £1,000 per month

Free banking when in credit.

Visa debit card.

Get 4.00% AER variable (3.93% Gross) interest paid monthly for balances from £5,000 up to £7,000.

£10 overdraft buffer.

Grace period if you go over your limit.